Credit Line
Fast and Ongoing Access to Working Capital
Use the revolving credit line to make company purchases, meet payroll or other ongoing expenses that require a bit of help on the way.
Get Started
Credit Lines with EMC Financial allow you to obtain capital for your business with terms that suit your needs.
$100k - $2mCredit line limits
6 - 36 monthsRepayment terms
3 days or lessApproval time
Get Started Schedule a Call
With EMC Financial, get working capital whenever a need arises
Quick. Easy. Direct.
Fast and ongoing access to working capital
Use the revolving line to make company purchases, meet payroll or other ongoing expenses that require a bit of help on the way.
Fast funding
Apply online in 7 minutes and have funds deposited in your bank account in as fast as 24 hours.
Clear pricing
The cost of capital is clear. Automatic payments on a weekly or monthly basis from 6 to 36 months. And pay off early with no penalty.
Dedicated funding agents
Our people are available to walk you through the process and help you obtain the funds you need.

Looking for a flexible term loan instead? Click here

How EMC Financial credit lines work
From start to finish we're the best.
  1. Apply Online

    Apply with simple info about you and your business.

  2. Get Approved

    Get an approval on your application 1  in as fast as 24 hours.

  3. Draw Funds

    Once approved, draw the amount you need and transfer to your bank account the same day 2.

  4. Make Repayments

    Payments are auto-debited from your bank account once a week or month.

  5. Account Management

    Receive monthly statements with your balance to know where you are at all times. Also, if a line increase is needed we can always review.

"The staff was very positive about helping me out. It was just incredible the relationship that they gave to me over the phone to get me to where I am today. The process was so simple with them."

Jimmy Thorpe, A Superior Air Conditioning Inc.
Panama City Beach, Florida

What you need to get started
Minimum qualifications
  • 600+ FICO
  • 1 year in business
  • $1m in annual revenue
What you need to apply
  • Simple information about you
    and your business
  • 3 months' most recent bank
    statements
Ready to apply? Get Started
Have more questions? Visit FAQs
Or
Schedule a Call with a Funding Advisor
Joe, Funding Advisor
Los Angeles, CA
Speak with a funding
advisor
Call us at (800) 761-3108
Get Started