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About Us

Structured Junior Capital Where Traditional Credit Stops.

At EMC Financial, we provide non-dilutive capital to support growth, acquisitions, and liquidity events—working alongside existing lenders and investors to move businesses forward.

Based in Miami, Florida, we serve established companies across a wide range of industries.

Who We Are

EMC Financial partners with established companies navigating growth, acquisitions, recapitalizations, and strategic transitions. Our clients typically generate between $10 million and $1 billion in annual revenue.

We provide flexible junior capital solutions designed to complement existing bank, asset-based lending, private credit, and equity relationships.

Our approach emphasizes speed, flexibility, and thoughtful structuring to help businesses access additional liquidity without operational disruption.

What Make us Unique

Our Approach

Since 2007, EMC Financial has believed the strongest partnerships are built on trust, alignment, and understanding.

We look beyond the numbers to understand the businesses, management teams, and strategic objectives behind every opportunity.

Our approach is centered on long-term relationships, not one-time transactions. We structure capital solutions designed to support growth while aligning with existing stakeholders and lending relationships.

In a market increasingly driven by automation, we remain focused on building thoughtful capital partnerships grounded in flexibility, responsiveness, and execution.

Leadership

Joe Anatian

President

Gage Reutter

Chief Operating Officer

Nicholas Jackson

Chief Revenue Officer

Jayne Ramirez

Chief Financial Officer

PROVEN RESULTS

EMC Financial by the Numbers

2007

Founded

$1.3B+

Capital Committed

1,800+

Transactions Funded

$2M–$20M+

Typical Deal Size

$10M–$1B

Client Revenue Range

35+ Years

Combined Experience
Our Mission

At EMC Financial, we believe capital should help businesses move forward, not hold them back. Our mission is to provide flexible financing solutions that support growth, liquidity, and strategic transitions.

We focus on clarity, alignment, and execution by delivering practical financial solutions tailored to real-world business needs. We build long-term partnerships grounded in trust, responsiveness, and results.

our values

What We Stand For

Speed with Accountability

We move quickly, communicate clearly, and establish expectations from the outset.

Flexible Structuring

We structure solutions around business realities, not standardized formulas.

Partnership Over Transactions

We focus on long-term relationships built on alignment, trust, and shared success.

Collaborative Capital

We work alongside senior lenders, equity partners, and advisors to strengthen existing capital structures.

Respect for Operators

We support management teams with practical capital solutions while preserving their autonomy and decision-making authority.

Community Commitment

We support initiatives focused on feeding hungry families and expanding access to extracurricular opportunities for underprivileged children. We believe lasting success includes creating opportunity beyond the balance sheet.