Revenue Financing
Unlock $2M–$20M in Fast, Flexible Capital Backed by Your Banking Cash Flow.
Transform historical deposit activity into flexible working capital structured around your revenue profile.
Access up to 10% of trailing revenue through a flexible borrowing facility designed for unrestricted business use. Efficient underwriting, term sheets within 24 hours, and funding in as little as three business days
Our facilities include simplified reporting and limited financial covenants, creating significantly less friction than traditional bank or asset-based lending structures.
Flexible Capital Solutions for Middle-Market Companies
Capital Range
$2M–$20M+
Execution Speed
Funding in as little as 3 business days
Use of Proceeds
Working capital, refinancing, capex, acquisitions, liquidity
Structure
Subordinated term note designed to complement existing senior facilities
Security
Structured around banking cash flow rather than hard collateral
Ownership Impact
Zero dilution; no warrants; full operational control retained
Our Funding Process
Step 1
Initial Application
- Secure Intake Form
- Recent Bank Statements
- Financial Statements
Step 2
Review & Term Sheet
Indicative financing proposal delivered within one to two business days.
Step 3
Final Due Diligence
Management call, revenue verification, and commitment issuance.
Step 4
Electronic Closing & Funding
Electronic document execution followed by funding within 4–8 business hours.
Who We Typically Fund
- Companies with $10M–$1B+ in annual revenue
- Established operating history and consistent cash flow
- Public, private equity-backed, and founder-owned companies
- Businesses navigating growth, acquisitions, recapitalizations, or strategic transitions
- Industries including healthcare, construction, logistics, manufacturing, technology, consumer goods, energy, and business services
We partner with companies demonstrating operational stability, healthy banking activity, and scalable revenue profiles.
EMC Financial has structured over $1.3B in growth capital across 1,800+ transactions spanning multiple industries and market cycles. Our approach remains consistent: responsive execution, flexible structuring, and reliable access to capital when timing matters most.
Ready to Accelerate Growth?
Let’s design a financing solution that supports growth while keeping you fully in control.