THE CHALLENGE
Hank’s Organic, a growing organic grocery and prepared food concept, was expanding its retail footprint with plans to open an additional location while also pursuing ownership of an existing site.
To execute both initiatives, the company required immediate capital for a new store opening and a down payment on a real estate acquisition. The timing of these opportunities created a short-term liquidity gap, putting pressure on available cash flow.
Without a fast and flexible capital solution, the company risked delaying its expansion and missing the opportunity to secure a strategic real estate position.
OUR SOLUTION
Hank’s Organic partnered with EMC Financial to secure a fast and flexible capital solution to support its expansion and real estate strategy.
EMC structured a $2.5 million short-term bridge facility, designed to provide immediate liquidity for a new store opening and a down payment on an existing location. The transaction was executed on an expedited timeline, allowing the company to move quickly on both opportunities.
Given the company’s consumer-driven revenue model and limited accounts receivable, EMC underwrote the facility based on overall business performance rather than traditional collateral. The structure provided the flexibility needed to bridge near-term capital requirements while supporting continued growth.
MEASURED RESULTS
- Successfully opened a new retail location on schedule
- Secured the down payment and acquired an existing store location
- Continued expansion of the company’s retail footprint
- Maintained growth momentum without disruption
EMC ADVANTAGE
✔ Rapid execution to meet time-sensitive expansion opportunities
✔ Flexible bridge capital for both operating and real estate needs
✔ Ability to underwrite consumer-driven revenue models
✔ Structured solutions for growing multi-location operators